Later, the consumer experienced credit problems when his former wife fell behind on the car payments. He disputed the loan with all three major credit reporting agencies (CRAs). The lender reported back to the CRAs that the consumer was a co-obligor to the loan in question. The lender then informed the consumer that it would further investigate the loan only if he submitted a police report, or a fraud affidavit.
Ralph T. Wutscher
McGinnis Wutscher LLP
The Loop Center Building
105 W. Madison Street, 18th Floor
Chicago, Illinois 60602
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