A copy of the opinion letter is available at:
As you may recall, DC has a non-judicial foreclosure process that begins with a Notice of Foreclosure on a form prescribed by the Recorder of Deeds. The form requires identification of a "Holder of the Note" and a "Security Instrument recorded in the land records of the District of Columbia."
The enforcement statement invites "homeowners or their advocates" to inform the Office of the Attorney General (OAG) if foreclosures "continue to be commenced or pursued with deceptive foreclosure sale notices" in order that the Office may consider bringing enforcement actions to stop foreclosure proceedings and seek restitution for consumers.
MERS issued a press release response, which is available at:
Ralph T. Wutscher
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